Business Credit Protection for Accounts Receivable: First Capital

Credit protection is an agreement between your company and First Capital whereas First Capital pays you if your customer does not have the financial ability to do so.

Are you concerned about the ability of your clients to pay for what they've purchased from you?

Would the nonpayment of one of your larger customers have an adverse impact on your business?

Could you increase sales to new and existing clients by increasing the amount of credit you offered to them?

Do a small number of customers represent a large percentage of your accounts receivables?

Would expanding your borrowing base improve your cash flow?

Is your credit department unable to obtain the financial information on a customer to support the requested credit limit?

If you answered "yes" to any of those questions, you qualify for First Capital's Credit Protection program.

Through no fault of your own, your company may face sudden cash flow problems as the result of your customers' financial difficulties. Credit protection can solve this problem by defending your accounts receivable from customer bad debts.

First Capital will establish and maintain lines of credit for your customers and if your approved customers default, First Capital will pay you.

Benefits of Business Credit Protection

Increase sales by being able to sell to more customers, selling more to existing customers and offering payment terms to international markets
Increase profits by keeping the costs associated with your credit department variable instead of fixed
Protect your balance sheet by reducing or eliminating credit losses
Leverage First Capital’s experience and global market presence
Boost your borrowing capacity
Stabilize future cash flows
Reduce the need for letters of credit

How Credit Protection Works for Your Business

Practically any business selling goods or services to other businesses can take advantage of this program
Protect both domestic and international accounts
Enrolling in the program and getting the protection is quick and easy
Online access
No upfront costs
Rates are variable rather than fixed
Gain the ability to obtain working capital advances on protected accounts receivable
Other outsourcing programs are available

First Capital's Credit Protection vs. Credit Insurance

	First Capital's Credit Protection	Standard Credit Insurance
Benefit:
Protection against bankruptcy and slow payments?	Yes	Yes
Risk-sharing?	Up to 100% protection	Deductibles, coinsurance
Commissions paid	On actual sales	Estimated Annual Sales
Selected buyers only	Yes	No
Receivables management and collections services?	Yes (client's option)	No
Purchase accounts receivable?	Yes	No
Growth financing available?	Yes	No

Contact First Capital today and let us put together a customized credit protection plan designed just for your business needs.

Can Credit Protection help your business?

Call us for credit protection and other financial solutions:
1-800-619-0804

Corporate Office:
Boca Raton, Florida

Office Locations:
California
Florida
Georgia
Hong Kong
Oklahoma
New York
Texas